For more than ten years now, Payday Express has been a company that has been supplying credit on a short term basis, including payday loans. This is a company who since their formation have been working to ensure that the short term credit needs of their borrowers are met at all times. Read this Payday Express review to learn more.
You can also trust this organisation with your personal application data as they comply with the DPA, Data Protection Act. Another reason to trust in them is that they are one of the founding members of the CFA, or Consumer Finance Association, and therefore have a code of conduct that they follow that you would expect from a lending company.
Payday Express is also a sensible lender. Not only are they a responsible lender, but they expect you to be a responsible borrower. They do their bit to check that you can afford to repay the cash loan, but they expect you to do your bit and be realistic about the amount you can afford to borrow and they ask that you only take out the loan if you know you can repay it. Otherwise, do not take out the loan as it can lead to all sorts of nightmare charges and hassles. If they feel that providing you with an advance, as a new or existing customer, will end up ruining your personal finances, then they will not lend to you.
They, like other lending companies, ensure that the process of applying for this type of loan is as speedy and painless as possible so that they can then ensure that their customers are provided with the funds they need as quickly as possible.
Another thing to note about them is that they apply the standard industry interest charge of 25% on any payday loan you borrow. It applies for the period until your next payday, be it one week or one month the interest charge is the same, standard 25%. So if you borrow 100 you have to repay 125, which includes the 25 interest charge. They also charge a 15 same day loan funds transfer fee but it is not compulsory to go for this option. You can decide to have the loan transferred so that it arrives after 2 or 3 working days at no extra cost, that’s right, for free! I hope this review of Payday Express has been of some help in shedding light on them.
Want to Find Out More? Read Expert Written Reviews for Free on all UK Payday Lenders and also a review on Payday Express.
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